Will retirement be delayed? Has the pension been misappropriated? Do you still pay health insurance after retirement?

On January 22, the Ministry of Human Resources and Social Security held a press conference and answered several questions of widespread concern to the common people. Below, the health headline briefly combed the questions and answers that the middle-aged and elderly friends were more concerned about at the press conference.

Q: Are you sure you will delay retirement?

A: Gradually delayed retirement.

Detailed explanation: The implementation of the gradual policy of delaying retirement age requires comprehensive consideration of various factors such as population structure, supply and demand of human resources, the number of years of education of workers, and the life expectancy of the population, and will solicit public opinions in due course.

At present, all kinds of statements circulated on the Internet are not true. Don’t believe them.

Q: Retired workers need to pay medical insurance?

A: It is not clear. It is still under study.

Details: The overall direction of the reform of the medical insurance system is to establish a fairer and more sustainable system to safeguard the rights and interests of the insured.

The follow-up meeting will listen to the opinions of all sectors of society and put forward timely policy suggestions on the basis of full analysis and consideration of various factors.

Q: The whereabouts of the 80 billion pension are unknown?

A: Misreading. Pension expenditure accounts are clear.

Details: Endowment insurance fund expenditures include five items, namely, basic pension expenditures, medical subsidies, funeral pension subsidies, transfer expenditures and other expenditures.

In 2014, the total expenditure of the endowment insurance fund was 2.755 billion yuan, of which the basic expenditure was 2.095 billion yuan. The remaining four parts add up to the so-called “more than 80 billion yuan other than the basic pension payment”.

The spokesman said that the pension expenditure accounts are clear and the supervision is strict, and the state will ensure the absolute safety of the pension fund and will not be misappropriated.

Q: Is the decline in the stock market related to the entry of pension funds?

A: It is inconsistent with the facts.

Details: Since January, China’s stock market has suffered a large decline. Rumors say that this is to create conditions for pension funds to enter the market.

Endowment insurance fund is the livelihood of the common people. Ensuring the safety of the fund is always the first issue to be considered.

According to regulations, pension can be used for investment, but its fundamental purpose is also to maintain and increase value.

Pension does not assume the function and responsibility of adjusting the stock market, nor can it play such a role. Similarly, the capital market has not provided special channels and made special arrangements for pension funds.

Moreover, there are many investment choices and they do not necessarily choose to invest in the stock market.

Q: Will there be a second wave of unemployment?

A: The employment situation is generally stable.

Details: In 2015, 13.12 million new jobs were created in cities and towns across the country, and the registered unemployment rate remained at a relatively low level of 4.05%.

The economic situation is sluggish and efforts are being made to speed up the adjustment of industrial structure. Enterprises in some industries have seen an increase in downsizing. However, there has been no large-scale layoff in some regions and industries.

The employment situation is generally stable.

Source: News Pictures